Terms and Conditions

Terms and Conditions

Please read these terms of use carefully before using this web site. By using this web site, you signify that you have read, understood and accepted these terms of use. If you do not agree with these terms, please terminate use of this site.

This web site and all material contained herein, including the design element, are owned by ST Asset Management Ltd ("STAM") and/or protected by copyright law. No material from this web site may be modified, copied, distributed, transmitted, displayed, reproduced, republished, sold or transferred in any way, without the prior written permission of STAM, save that you may download one copy of the material on a single computer for your own use. Graphics and images on this web site are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their owners. Product and company names mentioned may be trademarks or registered trademarks of their owners.

Whilst reasonable care has been taken in the setting up and maintenance of this web site, no representation is made or warranty given (either express or implied) as to the completeness, correctness, accuracy or reliability of the information and materials contained herein or the result of their use. You should always verify any information prior to acting upon it.

Information on this web site may contain technical inaccuracies or typographical errors. Changes may be made to information contained herein from time to time. STAM reserves the right to make any and all changes to this web site at any time at its sole discretion without notice. STAM reserves the right to deny access to this web site to anyone at anytime.

The information and materials in this web site are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible and subject and pursuant to applicable law, STAM disclaims all warranties, express or implied. STAM does not warrant that the functions contained in the materials will be uninterrupted or error-free, or that defects will be corrected or that this web site or the server that makes it available is free of any virus or other harmful elements.

STAM shall not have any liability (to the fullest extent permitted by applicable law) for any direct, indirect, incidental, punitive or consequential damages in respect of any information or content contained on or otherwise accessed through this web site or for any actions taken in reliance thereon notwithstanding that STAM or its authorized representative has been advised of the possibility of such damages.

Should you respond to a STAM published document with information, including feedback data, questions, comments or suggestions regarding the content of any such STAM document, such information shall be deemed to be non-confidential and STAM shall have no obligation whatsoever with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation.

Any communication sent by you to this web site or otherwise to STAM by electronic mail are on a non-confidential basis and STAM is under no obligation to refrain from reproducing, publishing or otherwise using them in any way for any purpose. By sending STAM any information or material, you thereby grant STAM an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that STAM shall be free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

This web site may contain links to other sites which are maintained by third parties. Similarly, other web sites may contain links to this web site. STAM is not responsible for the contents of such third parties' web sites and shall not be liable for any damages or injury arising from the contents of those web sites. Any links to other web sites are provided solely for your convenience and does not imply STAM's endorsement of the linked web sites or association with their operators. STAM disclaims all responsibility and liability for the use of linked web sites, which is accessed and used at the user's own risk.

Any third party wishing to establish links to this web site should notify STAM of their intention prior to doing so. STAM reserves the right to deny permission for any such links to this web site. If, however, STAM gives its permission for any such links, STAM is under no obligation to establish reciprocal links with such third party.


This Privacy Statement sets out the basis on which we will process any personal data received by us which is subject to the Singapore Personal Data Protection Act (No. 26 of 2012).

Personal data such as your name, address and NRIC Number provided to us may be processed by us or third parties on our behalf for any of the following purposes ("Purposes"):

  1. to collect, use, disclose and/or process personal data in your application for account opening;
  2. statutory compliance with the Securities and Futures Act Cap 289, the Companies Act Cap 50, and other applicable relevant laws, as may be amended from time to time;
  3. for identification and verification purposes in connection with any of the services that may be supplied to you or requested by you;
  4. responding to your enquiries or requests pursuant to emails, telephone calls, faxes and/or completion of forms;
  5. responding to and taking follow-up action on complaints;
  6. performing office and operational administrative matters following your request; and
  7. for any other purpose that is incidental or ancillary or in furtherance to any or all of the above.

We will notify you of such other purpose at the time of obtaining your consent, unless processing of your personal data without your consent is permitted by the PDPA or by law.

When you use our website, we may collect and store information about your computer (including your IP address, operating system and browser type) for system administration. This is statistical data about our users' browsing actions and patterns. This data could possibly lead to your identification, but we do not use it to do so.

Our website uses cookies to distinguish you from other users of our website. This assists to increase efficiency when you browse our website and also allows us to improve our website.

Our website may, from time to time, contain links to and from third party websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

To respond to or process your request to us, we may have to disclose your personal data to any member of our group or to third parties such as our service providers, professional advisors and our related corporations, whether located within or outside Singapore. In this regard, you hereby acknowledge, agree and consent that we may/are permitted to disclose your personal data to such third parties (whether located within or outside Singapore) for one or more of the above purposes and for the said third parties to subsequently collect, use, disclose and/or process your personal data for one or more of the above purposes.

By submitting your personal data, you agree to us transferring, storing or processing the data. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Statement. All information you provide to us is stored on secure servers.

We have in place measures to secure and protect your personal data. As a matter of principle, we restrict access to personal data on a need-to know basis and only for the Purposes.

We retain personal data for as long as necessary for the fulfilment of the Purposes for which it was collected or to which you have given your consent, except where otherwise provided by law.

You have the right to withdraw consent, request access to, and correction of personal data that we hold about you in accordance with applicable laws.

If you:
  1. have any questions or feedback relating to your personal data or this policy;
  2. would like to withdraw your consent to the collection, use or disclosure of your personal data as set out in this Privacy Statement; or
  3. would like to obtain access or make corrections to your personal data records,
please contact our Data Protection Officer as follows:

Write in: 
Data Protection Officer
ST Asset Management Ltd
103 Penang Road, #10-06
VisionCrest Commercial
Singapore 238467

If you have any complaint or grievance regarding about how we are handling your personal data or about how we are complying with the PDPA, we welcome you to contact us by writing to our Data Protection Officer (refer to contact details below), indicating subject header “PDPA Complaint”:


Write in: 
Data Protection Officer
ST Asset Management Ltd
103 Penang Road, #10-06
VisionCrest Commercial
Singapore 238467